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Terms of Service

Last updated: March 11, 2026

Acceptance of Terms

By accessing or using the Benefits Collective website (benefits-collective.com), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.

About Benefits Collective

Benefits Collective is an employee benefits advisory firm specializing in self-funded health plans for mid-market employers. We operate as a fee-based advisory firm and are not an insurance company, insurance carrier, or licensed legal or financial advisor.

Website Use

Our website is intended for informational purposes. You may use our site for lawful purposes only. You agree not to:

  • Use the site in any way that violates applicable law or regulation.
  • Attempt to gain unauthorized access to any portion of the site or its infrastructure.
  • Transmit any harmful, offensive, or disruptive content through the site.
  • Reproduce, distribute, or create derivative works from our content without written permission.

No Professional Advice

The content on this website is provided for general informational purposes only and does not constitute legal, financial, tax, or insurance advice. Nothing on this site creates an advisory or fiduciary relationship between Benefits Collective and any visitor. For advice specific to your situation, please contact us directly or consult a qualified professional.

Intellectual Property

All content on this website — including text, graphics, logos, tools, and design — is the property of Benefits Collective or its content licensors and is protected by applicable intellectual property laws. You may not reproduce, republish, or redistribute any content without our express written permission.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. Benefits Collective does not endorse, control, or take responsibility for the content or practices of any third-party sites.

Disclaimer of Warranties

Our website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components. We make no representations about the accuracy or completeness of any information on the site.

Limitation of Liability

To the fullest extent permitted by law, Benefits Collective and its principals, employees, and affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of or inability to use this website or its content, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless Benefits Collective and its principals from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of this website or your violation of these Terms.

Governing Law

These Terms of Service are governed by the laws of the United States and the state in which Benefits Collective is incorporated, without regard to conflict of law principles.

Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the website following any changes constitutes acceptance of the revised Terms.

Contact Us

Questions about these Terms? Please reach out:
hello@benefits-collective.com

Benefits Collective

Building sustainable, self-funded health plans for mid-market employers across the United States.

Solutions

  • Self-Funded Plans
  • Stop-Loss Coverage
  • Pharmacy Strategy
  • Expanded Primary Care
  • Claims Analytics

Company

  • About Us
  • Contact

Resources

  • Self-Funding Guide
  • Compliance
  • Employer FAQ
  • Industry Insights
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